How Smoking in Public Places Is Harmful Essay Example for Free

How Smoking in Public Places Is Harmful Essay Many studies and surveys have been researched and prove rather or not smoking in public places can be harmful to others. Studies have proven that smoking is hazardous to our health. When the person who smokes is active that makes the person that’s near him and inhale the smoke passive smokers However, people have been smoking for many years smoking draws people in by using some type’s advertisement to draw them to smoking. Smoking is not a good habit smoking causes serious health issue to the smokers and also the people around them that inhale the smoke. Cigarette also contains ammonia and other carbons which could cause other respiratory infection and lung cancer. The particles from smoke may cause cancers, emphysema and other side affects. Blood vessels raise blood pressure and give the effects the nervous system, which can lead to reproductive disorders in the long run. Smoking in public places can be harmful to the heart by banding smoking in public places you significantly reduce the risk of heart attacks among the young people and young people and nonsmokers. Studies have proven that by banning smoking in public places that rate of people having heart attacks have been reduced by 26 percent per year. Studies have really proven that smoking in public places can be harmful to our health in many ways even breathing in low doses of cigarette smoke can increase one’s risk of heart attack. Second hand smoke really increases the chance o heart attacks. Smoking in public places is not only harmful for people that don’t smoke nut harmful, to young children and older people. Second hand smoke is extremely harmful to older people and young children. Smoking can be dangerous and deadly rather it’s first hand or second hand smoke the laws banning smoking might convince some people to quit smoking. In conclusion smoking in the public really causes bad health issues. Heart attacks, strokes and other health problem. Smoking cigarettes can be deadly. Cigarettes are known as the silently killer. Smoking should be banned in some public places to help prevent heart attacks and other health issues. Studies have researched and shown how smoking in public places can be harmful to your health.

Five Traits Essay Example for Free

Five Traits Essay 1.Define and discuss the importance of the following traits associated with leaders: intelligence, self-confidence, determination, integrity, and sociability. Is this list all inclusive? a.Intelligence: Having a strong verbal ability, perceptual ability, and reasoning abilities; Leaders intellectual abilities, however, should not differ too much from their subordinates; Intelligence is also defined as a trait that significantly contributes to a leader’s acquisition of complex problem-solving skills and social judgement skills; Intelligent leaders have the ability to consider every situation individually and make an assessment as to what is the best solution. b.Self-Confidence: The ability to be certain about one’s competencies and skills is self-confidence; Includes both self-esteem and self-assurance; Self-confidence is an essential trait for any leader because without self-confidence it may become harder for followers to fully trust their leader c.Determination: Determination is the desire to get a job done and includes characteristics such as initiative, persistence, dominance, and drive; these people are proactive and have the perseverance to face obstacles; this trait is needed in order for leaders and followers to overcome goals. d.Integrity: Integrity is the quality of honesty and trustworthiness; these people are those who adhere to a strong set of principles and take responsibility for their actions; Leaders need integrity in order to inspire confidence in others since they are trusted to do what they say they are going to do. e.Sociability: A leader’s inclination to seek out pleasant social relationships; people who possess sociability are able to create strong relationships with their fellow followers. f.The five traits described above are all traits in which strong leaders possess. While the list is certainly not all-inclusive, these five seem to be essential in order to produce a strong and successful leade r.

Subjective Health Assessment

Subjective Health Assessment Despite the importance of an individual’s perspective of their health and wellbeing, individuals are extremely influenced by the extent to which their treatment outcomes meet their expectations (O’hagan et al., 2014). This is why it is important for nurses to incorporate the individual’s perspective into the interventions; to accomplish this nurses need to use effective communication, such as verbal and non-verbal techniques, to receive the appropriate subjective health information (O’hagan et al., 2014). Nurses further must implement the individual’s perspective into the development of nursing interventions; this will help influence a positive recovery (O’hagan et al., 2014). This essay will define communication in the context of nursing; it will discuss the process followed regarding the selection of an individual and the arrangements made, also which interview techniques were utilised. The essay will further discuss the health strengths of an individual, as well as any health concerns which may benefit from health promotional education. Lastly, there will be a summary about what I learnt from this assignment. It is crucial to understand the importance of communication in the context of nursing, in order to implement it in a nurse-client relationship. Communication is central to human interaction, as it allows individuals to establish, maintain and improve contact with each other (Juvà ©-Udina et al., 2014). The word communication originates centuries ago from the Greek word â€Å"communis† meaning to make common (O’hagan et al., 2014). Tay, Hegney and Ang (2011) define communication as ‘a two-way process –sending the right message that is also being correctly received and understood by the other person’. Communication in the context of nursing is where the nurse and patient perceive the other in the situation and, through communication of verbal and non-verbal messages, sets goals, and agrees on interventions to help achieve these goals (Tay et al., 2011). The initial goal for this assignment is to find a healthy individual between the ages of thirty and sixty five who is not a friend, family member or anyone I knew well. This was achieved by ringing my aunty and asking if she knew anyone in the area that would be happy to help with my assignment. My aunty gave me the phone number and the email of a colleague; from here I sent an email explaining the â€Å"subjective health assessment† project to her. Jenny (pseudonym) promptly replied saying she would be happy to assist, when she agreed I emailed her a consent form. I also ensured her that to be in accordance with The Nursing Council Code of Conduct (2012) as a student nurse I must respect her rights to confidentiality and therefore any personal or identifiable information will be altered to protect her privacy and dignity. From here we arranged to have the interview take place at her house as it would not only be private but it would help ensure that she feels comfortable, we worked out a time that suited us both and decided at 10am on Wednesday 30th of July. The quality and reliability of information is influenced by the way in which information is collected, which is related to the use of nonverbal and verbal communication (Jarvis, 2012). Nonverbal communication of appearance, demeanour, facial expression, silence, and listening are highly influential. I incorporated all these aspects into my interview. Firstly I wore my nursing uniform which made my appearance look professional, and kept a neutral friendly expression throughout the interview. I also made sure my attitude was non-judgemental and that we were seated at eye level; this helped to maintain eye contact which showed that I was alert and listening to her. Sitting at eye level also helped make us both feel equal as no one had an authoritative role over the other. However, verbal communication is just as important as nonverbal communication. I ensured that all the questions I asked were open ended this allowed Jenny to expand in areas which provided me with relevant and detailed information. Also, by using the communication technique refection I was able to respond in a way that allowed Jenny to realise that I was listening and understanding what she was communicating. June has the belief that, for her age she is healthy and she is content with her current level of health. She lives a healthy lifestyle and has few health issues. Junes health and wellbeing is supported by having had completed all of the immunisation programs recommended for her through her childhood. These immunisations are very important during an individual’s childhood as it protects children from negative impacts of illness (Grant, Luxford, Darbyshire, 2005). However, even though June completed these immunisation programs she still contracted chicken pox at seven years of age. This is an extremely contagious disease which is spread by the same methods as the common cold such as coughing, sneezing and skin to skin contact (Grant, Luxford, Darbyshire, 2005). There are many things that influence an individual’s overall health, and the likelihood of developing diseases (Jarvis, 2012). Diseases can occur due to a combination of genetic, lifestyle and environmental factors (Jarvis, 2012). In the context of Jennys health she is unaware of any hereditary diseases in her family history. This is a great strength to have as Jenny does not have any increased risks of getting genetic disorders or passing them onto her children. Another strength Jenny has is that she works on a farm; this means she is often outdoors in the natural environment. Tardona, Bozeman and Pierson (2014) research indicates that exposure and experiences in natural environment can improve wellbeing by increasing self-esteem, spiritual well-being, cognitive functions and relieving stress. This shows that Jenny is free of health illnesses and her job contributes to her overall wellbeing Peterson (2000) discusses how this is a proven benefit not only to the individual but the family as well. Regular exercise and sleep patterns are more beneficial strengths displayed by Jenny which contributes positively to her overall wellbeing. Ekblom-Bak, Ekblom, Vikstrà ¶m, De Faire, and Hellà ©nius (2014) discusses how at least 150 minutes per week of moderate to vigorous exercise is important for maintaining a healthy lifestyle. Jenny well and truly does more than 150 minutes per week as she motivates herself to go for a power walk every day for around an hour. Kemmler and Von Stengel (2013) research shows that there is a lower chance of experiencing heart disease, some cancers, stroke and type two diabetes when regular exercise is implemented into everyday life. Exercise further helps to improve sleeping patterns. As Jenny is a farmer she has to wake up at 5am most mornings, this results in Jenny having to manage her time well to make sure she gets enough sleep. Jenny goes to sleep around 9.30 at night usually without waking throughout the night and does not nap throughout the da y this shows Jenny has healthy sleep patterns. According to Gruber (2013) healthy sleep patterns are shown to have a positive impact on an individual’s body as it enables the individual to cope with everyday living tasks. Musculoskeletal disorders are the main representation for absence at work worldwide, Jenny experiences back pain which is increased by stress (Là ¶vgren, Gustavsson, Melin, Rudman, 2014). Lundberg and Melin (2002), look at how the conditions at work, such as time pressure and heavy lifting, can contribute to elevated stress levels and muscular tension. They further explore how the elevated levels of stress can reduce the time for rest and recuperations (Lundberg Melin, 2002). Therefore it is important for Jenny to implement interventions that help improve her back pain, when Jenny is at work she could limit the amount of heavy lifting she does and also be educated on the correct lifting technique to avoid further injuries or strains to her back. Jenny can further implement the use of over the counter medication such as deep heat to help relieve the pain and tension in her muscles. The increasing instability in the economic sector and the increase in unemployment rates are likely to trigger financial worries, which can contribute to fatigue levels (Stewart, Abbey, Meana Boydell, 1998). This is because financial worries present themselves as a psychological threat which is prolonged and chronic in nature. This causes an increase in fatigue levels as our bodies are not designed to cope with prolonged periods of increased stress hormone (cortisol) levels (Stewart et al., 1998). In Jennys context she has a job however she still feels financially unstable which could be related to her increased levels of fatigue. Therefore Jenny needs to implement interventions such as seeing a financial consultant to help her understand her future options and avoid finical crisis. Through completing this assignment I feel I now have a greater understanding of the importance of communication in a nurse-client relationship. I learnt that without using proper communication skills you will be unable to understand the individual’s perspective of their health and what they want in life. What I found is that by being non-judgemental and honest throughout the interview developed the nurse-client relationship more, which is extremely important with the client as they are the primary source of information. I believe this was shown when Jenny felt respected as she opened up more by telling me more about her life instead of answering briefly. I further understand the importance of asking open ended questions and using non-verbal communication skills as if I had not the information I received would have been different. I also learnt the importance of taking your time and just listening to the client, especially in Jennys case as she got very excited talking about he r children and upset when I approached the subject of finical stability. So from this I understood that her major worries and weakness in her life is to do with finical pressure and that her children provide her with a source of happiness. In conclusion, effective communication provides nurses with a way to gather information from a client successfully. This essay looked at how I went about selecting an individual and the arrangements made. While also disusing how non-verbal techniques of eye contact and appearance helped make Jenny feel comfortable and verbal techniques of open ended questions to receive more relevant detailed information. This essay further suggested that Jenny’s strengths included having a healthy childhood, no hereditary diseases in the family history, working on a farm and having regular exercise and sleep patterns. However Jenny’s weakness of back pain and feeling financial unstable can lead to health issues which is why interventions of education of proper lifting techniques, using deep heat and seeing a financial advisor can help Jenny’s overall health. This essay also looked at what I learnt from completing this assignment which was that communication skills majorly affect the quality of the information gathered and the trust between a nurse and a client. Reference List Ekblom-Bak, E., Ekblom, B., Vikstrà ¶m, M., de Faire, U., Hellà ©nius, M. (2014). The importance of  non-exercise physical activity for cardiovascular health and longevity. British Journal Of  Sports Medicine, 48(3), 233-238. Retrieved from  http://eds.a.ebscohost.com.ezproxy.massey.ac.nz/eds/pdfviewer/pdfviewer?sid=605a2018-d38e-4eef-945d-f1ae2481136a%40sessionmgr4005vid=3hid=4211 Grant, J., Luxford, Y., Darbyshire, P. (2005). Culture, communication and child health. Contemporary Nurse, 20(2), 134-142. Gruber, R. (2013). Making room for sleep. Journal of Canadian Psychology/ Psychologie canadienne, 54(1), 62-71. Jarvis, C. (2012). Physical Examination and Health Assessment. Chatswood, NSW: Elsevier Juvà ©-Udina, M., Pà ©rez, E., Padrà ©s, N., Samartino, M., Garcà ­a, M., Creus, M., Calvo, C. (2014).  Basic Nursing Care: Retrospective Evaluation of Communication and Psychosocial  Interventions Documented by Nurses in the Acute Care Setting. Journal Of Nursing  Scholarship, 46(1), 65-72. doi:10.1111/jnu.12062 Kemmler, W., Von Stengel, S. (2013). Exercise Frequency, Health Risk Factors, and Diseases of  the Elderly. Archives Of Physical Medicine Rehabilitation, 94(11), 2046-2053. Retrieved from http://www.sciencedirect.com.ezproxy.massey.ac.nz/science/article/pii/S000399931300422X Là ¶vgren, M., Gustavsson, P., Melin, B., Rudman, A. (2014). Neck/shoulder and back pain in new  graduate nurses: A growth mixture modeling analysis. International Journal Of Nursing  Studies, 51(4), 625-639. doi:10.1016/j.ijnurstu.2013.08.009 Lundberg, U., Melin, B. (2002). Stress in the development of musculoskeletal pain. Pain Research and Clinical Management 12 (1), 165-179. OHagan, S., Manias, E., Elder, C., Pill, J., Woodward-Kron, R., McNamara, T., McColl, G.  (2014). What counts as effective communication in nursing? Evidence from nurse educators  and clinicians feedback on nurse interactions with simulated patients. Journal Of Advanced  Nursing, 70(6), 1344-1355. doi:10.1111/jan.12296 Peterson, G. (2000). Making Healthy Families. Berkeley, Calif: Shadow and Light Publications. Stewart, D., Abbey, S., Meana , M., Boydell, K. (1998). What makes women tired: A community sample. Journal of Womens Health, 7(1), 69-76. Tardona, D. R., Bozeman, B. A., Pierson, K. L. (2014). A Program Encouraging Healthy Behavior,  Nature Exploration, and Recreation through History in an Urban National Park Unit. Journal Of  Park Recreation Administration, 32(2), 73-82. Retrieved from http://eds.b.ebscohost.com.ezproxy.massey.ac.nz/eds/pdfviewer/pdfviewer?vid=11sid=b0ae001b-42b0-4b53-83c8-7d6bbdf8bada%40sessionmgr198hid=107 Tay, L., Hegney, D., Ang, E. (2011). Factors affecting effective communication between registered  nurses and adult cancer patients in an inpatient setting: a systematic review. International  Journal Of Evidence-Based Healthcare, 9(2), 151-164. doi:10.1111/j.1744-1609.2011.00212.x Nursing council of New Zealand. (2012).Code of conduct. Retrieved from http://file:///C:/Users/Jessica/Downloads/Nurses%20Code%20of%20Conduct.pdf

Essays --

Sierra Battaglia Ms.Green English 1 February 13,2014 Down Syndrome It is believed that people with Down Syndrome has been around for a while. In 1959 Professor JÃ ©rome Lejeune proved that Down's syndrome is a chromosomal irregularity.Parents in that time were ashamed of their children with disabilities.In 1944 kids with disabilities did not have the right to have an education. Not until 1971 it was recognized that it should be legal for people with learning disabilities to get an education.Life expectancy for people with Down syndrome has heightened dramatically in modern decades from 25 in 1983 to 60 today. People with down syndrome have an increased risk for certain medical conditions such as heart disease,brain atrophy and learning disorders.(downs-syndrome association) Down's syndrome is not a disease and therefore people with Down syndrome do not suffer nor are they victims of their condition.Down Syndrome is a natural disorder coming from a chromosome defect. It is a genetic condition in which a person has 47 chromosomes instead of the usual 46. Which causes mental impairment and physical deformity.For example short stature , broad facial profile and weak muscle tone.It occurs in approximately one in every 800 live births.It is the most frequently occurring chromosomal disorder. Down syndrome is not related to race, nationality, religion or socioeconomic status.(medline plus) Children with Down syndrome are normally smaller, and their physical and mental improvements are slower compared to children who are unaffected.Some of the physical features in children have flattening of the back of the head, slanting of the eyelids, small skin folds at the inner corner of the eyes, depressed nasal bridge, slightly smaller ears, smal... ... in positive ways, particularly during adolescence. Treatments might include going to a behavioral specialist and taking medications.(Eunice kennedy shriver national institute of child health and human development) There is no specific treatment for down syndrome. A child born with a gastrointestinal blockage may need major surgery immediately after birth. Or a Certain heart defect may require surgery depending on how serious it is. Obesity can be a problem in older kids or adults so they need to keep active but before they do so they have to get their hips and neck examined. Behavioral discipline can help people with Down syndrome and their families deal with the frustration, anger, and compulsive behavior that will occur. Parents should learn to help a person with Down syndrome deal with frustration and anger. Although, it is important to encourage independence.

An Analysis of the Epic Poem, Beowulf - Beowulf :: Epic Beowulf essays

Beowulf The classic hero is a well-known character of high social position whose qualities represent those valuable to his society. The hero is pitted against monsters and is, therefore, strong and courageous often to the point of seeming superman. Beowulf often displays cunning and craftiness in dealing with others. At the same time, since he represents all humans, he struggles to overcome human weaknesses. He is challenged and he triumphs. In Beowulf: A new telling by Robert Nye, Beowulf is a classic hero. He struggles against monsters, endures challenges, suffers, and eventually is victorious over evil. His words and actions, which help him decide the fate of a group of people, demonstrates that Beowulf is a brave, wise, and benevolent leader. Beowulf seems to always show signs of bravery thoughout the story. He is pitted against monsters and is, therefore, strong and courageous often to the point of seeming superhero. For instance, when Beowulf is going to go find and kill Grendle with his men, he stops to talk with the coast guard, Beowulf says " ... Then you are either the bravest man in the world..." Many poeple throught the story think the Beowulf is very brave! Once Beowulf and his men leave the coast guard the author makes a remark; "When Beowulf had heard of all the stories about the dreadful demon Grendle, he was determined to go and help Herothgar kill the monster..." This demonstrates intrepidity, because he is willing to go risk his life for another country. Another source of courage is when Breca and Beowulf fights off the nine sea monsters. First of all even doing the daring contest in the sea is a sign of dauntlessness, but a true sign of bravery is this, " And I swung my sword to fight them off. .." Can you now see that the author meant for Beowulf to be the hero, and the bravest one of them all ? Robert Nye wouldn't cut the hero of the story short with only bravery; Beowulf was also wise. All through the book Beowulf was wise. There are many of examples of his cleverness. Beowulf uses his sagaciousness when he is getting ready to do something and in his every day problems.

Organized Crime Wthin The Unit Essay -- essays research papers fc

Organized Crime Within the United States Organized crime is a widespread topic of concern among many Americans due to its popularity in the media and entertainment industry. The public is aware of its existence, yet is not fully aware of why and how this complex â€Å"underworld† exists. In order to fully understand this area of criminology, one must take into account the characteristics of organized crime, the variables that allow organized crime to thrive, its large-scale effects on society, and the measures that have been taken to extinguish organized crime. The roots of organized crime can be traced back to periods of vast amounts of immigration within the United States. Many of the immigrants sought wealth and prosperity upon their arrivals but inevitably found themselves to be members of the lower class. While some groups, such as the Jews, were able to climb the social ladder, other groups faced hostility and racism, hindering their acquisition of wealth. Their movement toward crime can be explained by Cloward and Ohlin’s Differential Opportunities Theory. This states that there are both legitimate and illegitimate means to achieve desired goals. In the immigrants’ case, they â€Å"want what American society offers and expects of all – success – yet they are prevented from legitimately achieving this goal because of opportunity blockage, that is poverty and discrimination† (O’Kane 27). In turn, the immigrants turned to a criminal subculture as means to attain their goals. They began violating an extreme amount of criminal statutes such as extortion, murder, bribery, fraud, narcotics, and labor racketeering. Thus far, the focus of this topic has been on early groups of organized criminals within the United States. The face of organized crime has changed within the past few decades, however, and is currently in a period of transition. Whereas the Italian-Americans were once the rulers of the underworld, African-American and Hispanic involvement has been on the increase. This cultural shift is significant because it alters the infrastructure of organized crime within the United States. Criminal groups form in different manners than in previous years. Within Italian-American organized crime, kinship is the primary segue into organized crime. Among African-Americans and Hispanics, however, there are two distinct types of linkages among criminals. First are causal... ...uently used by wealthy and large corporations, in order to monopolize† (Miller 1999). Although it appears as though many actions are being taken in an effort to extinguish organized crime, RICO illustrates that the government may have ulterior motives behind their efforts. If this is the case, the government must expect organized crime to increase according to the Differential Opportunities Theory. According to this theory, organized crime occurs when minority groups are unable to achieve the ‘American dream’ through legitimate means. By further oppressing these groups, the government places them back at square one where they will most likely continue to lead criminal lives. Thus the most effective manner to alleviate organized crime is to ensure that the aforementioned groups have access to legitimate means in achieving their goals. By making this effort, the government would have a greater chance of preventing the underclass’s development into the underworld. Works Cited Anechiarico, Frank. â€Å"Administrative Culture and Civil Society.† Administration & Society. 30.1 (1998): 13-22. Criminal Division. U.S. Department of Justice, Federal Bureau of Investigation. 2 March 2000.

Macroeconomics questions

AT&T it represents savings because the check wasn't being spent on consumption goods. ) Your roommate earning $100 and depositing it into her bank account also represents saving because the money wasn't spent on consumption goods. D) Borrowing $1000 from the bank to buy a car to use in your pizza delivery business represents Investment because the car Is a capital good. Page 295 Question 2: a) People get the benefit from the market of insurance not to eliminate the risks but to spread them around more efficiently. ) Two problems that impede insurance companies from working perfectly and their ability to spread risk are adverse election and moral hazard. Adverse selection is when a high-risk person is more likely to apply for insurance than a low-risk person because a high-risk person would benefit more from insurance protection. Moral Hazard is how after people buy insurance, they have less incentive to be careful about their risky behavior because the insurance company will cover mu ch of the resulting losses.Page 295 Question 5: Determine the companies sales revenue and number of stocks, and looking at the potential growth or weaknesses that may be facing the company. Health insurance could be an adverse selection because if it's a person who has more health problems than the average healthy person they would benefit more from the insurance protection. A moral hazard for health insurance would be if after people got health insurance they stopped taking care of their health as well because they know they can fall back on the insurance.Car insurance could be an adverse selection if a person has an unsafe car or a record of bad driving they would be at higher-risk and benefit more from insurance protection. People who Just get car insurance could be a moral hazard because they know the insurance will cover a majority of their losses so they will stop driving as carefully. Chapter 1 5 Questions Page 318 Question 3: a) Frictional unemployment results because it tak es time for workers to search for the jobs that best suit their tastes and skills.Frictional unemployment is inevitable because frictional employment is often the result of changes in the demand for labor among different firms. There could also be changes in the composition of demand among industries or regions called secular shifts that cause temporary employment while workers are in transition to search for Jobs in new sectors. Simply put, frictional unemployment is inevitable because the economy is always changing. People also leave there Jobs to search for Jobs that better suit their skills which also causes some frictional unemployment. ) If the government wanted to reduce frictional unemployment they could have skills development seminars in order to ease the transition of workers from declining to growing industries. They could also have employment agencies to match the unemployed labor to Jobs that match their skill set. Page 318 Question 7: A firm could increase its profits by raising the wages it pays because better paid workers are healthier and more productive, worker turnover is reduced, the firm can attract higher quality workers and worker effort is increased. Age 319 Question 7: a) If manufacturing workers formed a union, I would predict that the wage would rise and the quantity of labor demanded would decrease. Because the wage is higher, the quantity of labor supplied would increase, so there are unemployed workers in the unionized manufacturing sector. B) When the workers become unemployed in the manufacturing sector they will seek employment in the service labor market. The result of a larger supply of labor results in a lower wage in the unionized service sector and an increase in employment.Chapter 16 Questions Page 345 question 2: Intrinsic value means that the item would have value even if it were not used as money such as gold. Fiat money is money without intrinsic value that is used as money because of government decree. The paper dol lars that we use are fiat money, each dollar reads, â€Å"This note is legal tender for all debts, public and private. Page 345 Question 9: Reserve requirements are regulations on the minimum amount of reserves that banks must hold against deposit.When the Fed raises reserve requirements there are less loans mad and the overall money supply shrinks. Page 346 problem 7: You would use the money multiplier which is 1/. 05 so 20. The maximum expansion of the money supply that occurs when the deposit that is made is 20 times the initial deposit which means we get 40,000 in money supply for the $2000 in cookie Jar money. If one creates more it expands the supply by the money created. Macroeconomics questions AT&T it represents savings because the check wasn't being spent on consumption goods. ) Your roommate earning $100 and depositing it into her bank account also represents saving because the money wasn't spent on consumption goods. D) Borrowing $1000 from the bank to buy a car to use in your pizza delivery business represents Investment because the car Is a capital good. Page 295 Question 2: a) People get the benefit from the market of insurance not to eliminate the risks but to spread them around more efficiently. ) Two problems that impede insurance companies from working perfectly and their ability to spread risk are adverse election and moral hazard. Adverse selection is when a high-risk person is more likely to apply for insurance than a low-risk person because a high-risk person would benefit more from insurance protection. Moral Hazard is how after people buy insurance, they have less incentive to be careful about their risky behavior because the insurance company will cover mu ch of the resulting losses.Page 295 Question 5: Determine the companies sales revenue and number of stocks, and looking at the potential growth or weaknesses that may be facing the company. Health insurance could be an adverse selection because if it's a person who has more health problems than the average healthy person they would benefit more from the insurance protection. A moral hazard for health insurance would be if after people got health insurance they stopped taking care of their health as well because they know they can fall back on the insurance.Car insurance could be an adverse selection if a person has an unsafe car or a record of bad driving they would be at higher-risk and benefit more from insurance protection. People who Just get car insurance could be a moral hazard because they know the insurance will cover a majority of their losses so they will stop driving as carefully. Chapter 1 5 Questions Page 318 Question 3: a) Frictional unemployment results because it tak es time for workers to search for the jobs that best suit their tastes and skills.Frictional unemployment is inevitable because frictional employment is often the result of changes in the demand for labor among different firms. There could also be changes in the composition of demand among industries or regions called secular shifts that cause temporary employment while workers are in transition to search for Jobs in new sectors. Simply put, frictional unemployment is inevitable because the economy is always changing. People also leave there Jobs to search for Jobs that better suit their skills which also causes some frictional unemployment. ) If the government wanted to reduce frictional unemployment they could have skills development seminars in order to ease the transition of workers from declining to growing industries. They could also have employment agencies to match the unemployed labor to Jobs that match their skill set. Page 318 Question 7: A firm could increase its profits by raising the wages it pays because better paid workers are healthier and more productive, worker turnover is reduced, the firm can attract higher quality workers and worker effort is increased. Age 319 Question 7: a) If manufacturing workers formed a union, I would predict that the wage would rise and the quantity of labor demanded would decrease. Because the wage is higher, the quantity of labor supplied would increase, so there are unemployed workers in the unionized manufacturing sector. B) When the workers become unemployed in the manufacturing sector they will seek employment in the service labor market. The result of a larger supply of labor results in a lower wage in the unionized service sector and an increase in employment.Chapter 16 Questions Page 345 question 2: Intrinsic value means that the item would have value even if it were not used as money such as gold. Fiat money is money without intrinsic value that is used as money because of government decree. The paper dol lars that we use are fiat money, each dollar reads, â€Å"This note is legal tender for all debts, public and private. Page 345 Question 9: Reserve requirements are regulations on the minimum amount of reserves that banks must hold against deposit.When the Fed raises reserve requirements there are less loans mad and the overall money supply shrinks. Page 346 problem 7: You would use the money multiplier which is 1/. 05 so 20. The maximum expansion of the money supply that occurs when the deposit that is made is 20 times the initial deposit which means we get 40,000 in money supply for the $2000 in cookie Jar money. If one creates more it expands the supply by the money created.